Attend a Medicare Workshop
“This workshop was much easier to understand than other sessions we’ve attended.”
"Clear, comprehensive, well-organized."
"Wish I’d heard this info several years ago!"
Medicare information, resources, and enrollment for seniors in the Greater Baltimore area and throughout Maryland.
Contact:
David Wagenheim
Medicare Specialist, Independent MD Life and Health agent
Phone/Text: 443-608-4018
Email: david@seniorbenefitsmd.com
Confused About Medicare? Let’s Make It Simple.
If you’re turning 65 or already enrolled in Medicare and are unsure what to do next, you’re not alone.
Medicare involves important decisions. The choices you make can affect your costs, coverage, and flexibility for years to come.
I help you understand your options clearly so you can make confident, informed decisions.
Medicare Guidance — Clear, Personal, Unbiased
I provide one-on-one guidance to help you:
- Understand how Medicare works
- Compare Medicare Supplement (Medigap) and Medicare Advantage plans
- Review prescription drug coverage options
- Evaluate costs, coverage, and long-term implications
You’ll receive straightforward explanations in plain language — without pressure.
Request one-on-one help
By phone or in-person. Get clear answers specific to you.
Learn moreRequest my Guide to Medicare
An easy-to-understand guide to get you started.
Learn moreWhy Clients Choose Me
- Independent Medicare Specialist
Licensed life and health insurance agent focused on Medicare planning. - Multiple Carriers
Access to a wide range of Medicare insurance companies. - Local to Maryland
Serving the Greater Baltimore Area and throughout Maryland. - 40+ Years of Insurance Experience
Providing insurance solutions with integrity since 1983. - Objective Guidance
I explain your options and the trade-offs so you can decide what fits your needs. - No Cost for My Help
If I assist with enrollment, I’m paid by the insurance company — not by you. Your premium is the same whether you enroll with me or on your own.
Why Getting Medicare Right Matters
Certain Medicare decisions can:
- Create permanent late enrollment penalties
- Limit future coverage options
- Increase out-of-pocket costs
Understanding your choices before you enroll — or before you switch plans — can help protect both your healthcare access and your finances.
Schedule a Medicare Review
If you’re:
- Turning 65
- New to Medicare
- Leaving employer coverage
- Reviewing your current plan
I’m here to help.
What you can expect:
- A personalized Medicare review
- Clear answers to your questions
- Guidance tailored to your health needs and budget
- No pressure
Make your Medicare decisions with clarity and confidence.
Maryland plans I represent
Medicare Supplement Insurance (aka Medigap)
Aetna, Ace Property & Casualty Ins. Co., Aflac, Bankers Fidelity Assurance Company, CareFirst BlueCross BlueShield of Maryland, Cigna, Humana, Mutual of Omaha, United Healthcare (AARP), United American Life Ins. Co., Wellabe/Medico, and many more.
Medicare Advantage Plans
CareFirst BlueCross Blue Shield of Maryland, Aetna, Alterwood, Cigna Healthcare, Humana, Johns Hopkins Medicare Advantage plan, Kaiser Permanente, United Healthcare (AARP).